HealthShare Technology Solutions

Affordable Health Sharing for Churches

More care. Less cost. And someone walking with you every step of the way.

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What You're Paying Today

ACA silver plan · Family of 4 · 2026 rates after enhanced subsidy expiration

$1,600
per employee family / month
$19,200
spent per family per year
$0
rolls over or stays with your staff
Rising
premiums expected again in 2027

A Three-Part Solution

Switch from ACA to a Christian health-sharing ministry — and unlock benefits you don't have today.

1

Save Money

Swap a $1,600/mo ACA plan for a health-sharing ministry + HSA MEC — save over $4,500 per family per year.

2

Better Benefits

Reinvest the savings into HSAs plus a MEC plan that adds preventive care, virtual PCP, mental health, and prescriptions.

3

We Walk With You

Health sharing is different. We provide hands-on training, live support, and our app to guide your team every step of the way.

Build Your Custom Estimate

Select individual or family household and explore different health sharing options to see how much your church could save in real-time. Health sharing is not insurance, so figures are estimates only — not a quote.

Total Monthly Cost $1,131
Monthly Savings to Church $469
Annual Impact
$5,628
Saved per family per year
$3,000 - $5,703
Added value to employee (annually)
$
Use the KFF subsidy calculator to find your actual ACA cost
Paired with HSA Secure (bundled MEC via Planstin). IUA = Initial Unshareable Amount.
$
Tax-free contribution that builds wealth for your employee (2026 family limit: $8,550)
$
Share the savings with your staff as a raise

Representative estimate only — not a quote. Health sharing is not insurance. Figures are based on 2026 published rates for a mid-age (30–49) employee and standard HSA full-sharing pairings from the ministry comparison PDF. Actual monthly contributions vary by age, state, household composition, lifestyle surcharges, and ministry underwriting. Contact us for a personalized estimate.

Your Staff Gets More, Not Less

A health-sharing ministry + MEC together address the same spectrum of medical needs as an ACA plan — plus benefits ACA never offered. (Health sharing is not insurance.)

Major Medical

Hospital stays, surgery, ER, maternity, and specialist care — eligible bills shared through your ministry. Up to $1M per illness. You choose your own providers.

Preventive & Virtual Care (MEC)

Unlimited virtual primary care, annual wellness visits, screenings, immunizations, and prescriptions — all at $0 copay, no deductible.

Mental Health (MEC)

Unlimited virtual therapy with licensed counselors, $0 copay, 24/7. No waitlists or referrals needed.

HSA That Builds Wealth

The church contributes $3,000/yr tax-free to each employee's HSA. Dollars roll over, earn interest, and can be invested — real wealth-building your staff keeps forever.

The HealthShare App — Your Guide Through the Process

Alice — Your AI Healthcare Assistant

Alice knows your ministry's rules inside and out — whether it's CHM, Medi-Share, Zion, or Samaritan. She answers questions 24/7, helps you submit reimbursements, tracks deadlines, and contacts providers for itemized bills — all on your behalf.

Reimbursement Tracking

Snap a photo of any bill. Alice reads it, creates the incident, and walks you through every step of the submission process. Nothing falls through the cracks.

HSA Sync via Plaid NEW

Connect your HSA bank account in seconds. Transactions import automatically. Alice reviews each one and follows up by email on any that need attention.

Training & Onboarding Support

We run a live group training session for your entire staff — walking everyone through the app, how to submit bills to your ministry, and how to use Alice. We stay available by email for questions.

You Are Never Alone in This

Health sharing is genuinely different from insurance. We've built our entire service around making that transition feel easy and supported.

Week 1–2

Enrollment & Setup

Our licensed partners handle ministry enrollment, MEC plan setup, and HSA account opening. We coordinate everything and guide your staff through the process.

Week 3–4

App Training

Live group training on the HealthShare app. We show your team how to track expenses, submit to your ministry, and use Alice — with plenty of time for questions.

Month 2+

Ongoing Support

Reach our support team anytime by email. Alice handles day-to-day questions 24/7. We check in quarterly to make sure everything is running smoothly.

Year End

HSA Review

Alice prepares a year-end summary of HSA activity, flags optimization opportunities, and connects your staff with a CPA partner for tax filing support.

Compare the 4 Leading Ministries

CHM, Zion HealthShare, Sedera, and Samaritan Ministries.

Ready to Take the Next Step?

Schedule a free 60-minute strategy call with your leadership team.

Get in Touch