A Better Path for Your Staff's Healthcare
More coverage. Less cost. And someone walking with you every step of the way.
Schedule a Free ConsultationWhat You're Paying Today
ACA silver plan · Family of 4 · 2026 rates after enhanced subsidy expiration
What you miss out on:
- × No HSA — no tax savings for your staff
- × No ownership of the dollars spent
- × No money back to your church
There is a better way — and it does not mean less coverage.
Save Over $4,300 Per Family Per Year
Switch from ACA to a health-sharing ministry and unlock real savings — while building a tax-free HSA for every employee.
Per employee family · 2026 · Example based on CHM Gold + Plus 3 units + HSA MEC family plan
| ACA Silver Plan (unsubsidized, 2026) | $1,600 / mo |
| New Plan Breakdown | |
| Health-sharing ministry (e.g. CHM Gold) | $1,023 / mo |
| HSA MEC Plan (family) | $197 / mo |
| Church HSA contribution for employee | $250 / mo |
| HealthShare Tech app | $19 / mo |
| New total monthly outlay | $1,489 / mo |
These figures are illustrative and based on national averages. Your actual savings will depend on your staff size, ministry choice, and plan configuration. Contact us for a personalized analysis.
A Three-Part Solution
Switch from ACA to a Christian health-sharing ministry — and unlock benefits you don't have today.
Save Money
Switch from a $1,600/mo ACA plan to a health-sharing ministry + HSA MEC for around $1,220/mo. Our partners will recommend the right ministry for your church — such as CHM, Zion HealthShare, Medi-Share, or Samaritan Ministries. You save over $4,500 per family per year.
Better Benefits
Reinvest the savings into a Health Savings Account for each employee. Your health-sharing ministry covers major medical. The MEC plan adds preventive care, virtual PCP, mental health, and prescriptions. Full-spectrum coverage plus a growing tax-free nest egg.
We Walk With You
Health sharing is different — and we know that can feel daunting. HealthShare Tech provides hands-on training, live support, and our app to guide your team through every step. You are never alone in this.
Your Staff Gets More, Not Less
A health-sharing ministry + MEC together cover the same spectrum as an ACA plan — plus benefits ACA never offered.
Major Medical
Hospital stays, surgery, ER, maternity, and specialist care — eligible bills shared through your ministry. Up to $1M per illness depending on your plan. You choose your own providers.
Virtual Primary Care (MEC)
See a doctor by phone, chat, or video anytime. $0 copay, unlimited visits. Covers acute illness, lab orders, referrals, and prescriptions.
Preventive Care (MEC)
Annual wellness visit, cancer screenings, immunizations, blood pressure and cholesterol — all at $0 copay. No deductible.
Health Savings Account
The church contributes $3,000/yr to each employee's HSA — tax-free, no FICA. Employees can add up to $5,750 more. The money is theirs, forever.
Mental Health (MEC)
Unlimited virtual therapy with licensed counselors, $0 copay, 24/7. No waitlists or referrals needed.
An HSA That Compounds
Unlike premiums, HSA dollars roll over, earn interest, and can be invested. After 65, they become a retirement account. Real wealth-building for your staff.
The HealthShare App — Your Guide Through the Process
Alice — Your AI Healthcare Assistant
Alice knows your ministry's rules inside and out — whether it's CHM, Medi-Share, Zion, or Samaritan. She answers questions 24/7, helps you submit reimbursements, tracks deadlines, and contacts providers for itemized bills — all on your behalf.
Reimbursement Tracking
Snap a photo of any bill. Alice reads it, creates the incident, and walks you through every step of the submission process. Nothing falls through the cracks.
HSA Sync via Plaid NEW
Connect your HSA bank account in seconds. Transactions import automatically. Alice reviews each one and follows up by email on any that need attention.
Training & Onboarding Support
We run a live group training session for your entire staff — walking everyone through the app, how to submit bills to your ministry, and how to use Alice. We stay available by email for questions.
You Are Never Alone in This
Health sharing is genuinely different from insurance. We've built our entire service around making that transition feel easy and supported.
Enrollment & Setup
Our licensed partners handle ministry enrollment, MEC plan setup, and HSA account opening. We coordinate everything and guide your staff through the process.
App Training
Live group training on the HealthShare app. We show your team how to track expenses, submit to your ministry, and use Alice — with plenty of time for questions.
Ongoing Support
Reach our support team anytime by email. Alice handles day-to-day questions 24/7. We check in quarterly to make sure everything is running smoothly.
HSA Review
Alice prepares a year-end summary of HSA activity, flags optimization opportunities, and connects your staff with a CPA partner for tax filing support.
Ready to Take the Next Step?
Schedule a free 60-minute strategy call with your leadership team. We'll run a custom savings analysis for your specific staff size and plan.
- We schedule a free 60-minute strategy call with your leadership team
- We run a custom savings analysis for your specific staff size and plan
- Our licensed partners handle all enrollment — your health-sharing ministry, MEC, and HSA setup
- Your staff gets a personal welcome, app access, and live group training
- We stay available every step of the way, for as long as you need us